The topic of finance may seem daunting, especially for a people trying to navigate budgets, expenses, spending and investment. While it’s a good idea to have a financial advisor who can guide and support you with how you can save and invest towards your goals, there are also simpler and easier ways to do this.
Thanks to AppGallery, there are countless apps and resources that you can use to better manage your finances from the palm of your hand. Most of them are cost efficient, making it even more convenient for you to kick-start and sustain your financial goals.
Here are 4 apps that you can use to save money, challenge yourself, learn how to invest and make billings.
iSaveMoney – save and budget with ease
Take better control of your personal finance and monthly budget with iSaveMoney, a free budget app that can help you track all your expenses and spending easily.
iSave is a finance app that is convenient and simple to use, making your financial life much more enjoyable to manage. Simply utilise the budget planning function, record your transactions and forecast your budget. Following a month of activity, you can look at the data presented to get more in-depth insights on your financial patterns and habits.
What’s more, is that the iSaveMoney app has the following features such as add receipt picture, unlimited labels and tags, export information to MS Excel or PDF, screen lock with PIN and a currency converter. You can also rest easy knowing that your data is protected and preserved using the Automatic backup function.
Stash by Liberty – commit to daily challenges
Invest on your own terms with Stash by Liberty, which is a popular saving app amongst millennials today. Stash is an app that helps you invest in your future by saving small amounts of money dailyinto a tax-free investment. This means that every single cent that you contribute is invested to maximise your growth and takes you a step closer to reaching your financial objectives.
It’s easy to use, simply link a bank card that enables online transactions and start investing straight away. You can increase, decrease and even pause your contributions at any time directly from the app. In addition, you can choose to invest your stash into either a SA Top 40 Shares portfolio, a Cash+ portfolio or invest into both. As these portfolios grow in value so will your stash.
You’ll especially love the Stash by Liberty challenges, such as the 10c, which starts with you saving 10c and working your way up to adding this each day, for the year. You can also go with the weather and save some coins on sunny days. The app works concurrently with the weather forecast and can automatically save for you.
If you think coins will not help you reach your target, no problem. You can boost your stash, adding up to R1,000 to your savings at the end of each month.
The Forex Trading Course – learn how to make money
Financial investment can also come in the form of learning how to make money. Thanks to AppGallery, you can educate yourself on forex trading. The Forex Trading Course mobile app contains valuable and well-structured information that will enable you to take your first steps in the trading world. The learning course consists of five main sections: an introduction to forex, technical analysis, fundamental analysis, capital and risk management and trading psychology.
We love that each Forex Trading Course subject is supplemented with a test which enables you to assess yourself as you learn.
VALR Crypto Exchange & Wallet
Discover the easiest and the most rewarding place to buy and sell cryptocurrencies in South Africa. It’s simple & secure. With the VALR app you can now buy & sell crypto. VALR allows you to securely buy, store and sell cryptocurrencies such as Bitcoin, Bitcoin Cash, Ethereum, Litecoin, Ripple, Stellar, Monero, Dash and many more with our easy, user-friendly app and web platform.
Get rewarded with referral Rewards and Maker Rewards when you increase liquidity on the VALR exchange platform. VALR they will pay you to trade and with Referral Reward, you will save 15% on trading fees when you refer a friend and earn unlimited commission per referral when you refer more friends.
If these financial tools appeal to you, make your finances a priority by integrating one or more of these apps into your financial plans. You can also head to AppGallery and under the Finance category to discover more apps that can cater for your long- and short-term financial needs.